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WB Schemes

Swasthya Sathi vs Ayushman Bharat West Bengal 2026

West Bengal family comparing Swasthya Sathi and Ayushman Bharat health schemes

স্বাস্থ্য সাথী কার্ড কি এখনও চলবে? Crores of West Bengal families have a Swasthya Sathi card. Now that the BJP is in power and Ayushman Bharat has been approved for West Bengal, everyone is asking, ” Is my Swasthya Sathi card still valid? Do I need a new Ayushman card? Which gives better coverage? This article answers all of it.

⚠️

Transition Period — May 2026

Ayushman Bharat approved for WB on 11 May 2026 | Swasthya Sathi status in transition | Both may coexist temporarily | Official merger timeline not yet announced

Swasthya Sathi vs Ayushman Bharat

FeatureSwasthya SathiAyushman Bharat PM-JAY
Launched ByTMC Government — 2016Central Government — 2018
Annual Cover₹5 lakh per family₹5 lakh per family
EligibilityAll WB families with ration cardSECC 2011 data + all citizens 70+
Hospitals in WBWB empanelled hospitals36,000+ hospitals across India
PortabilityOnly West Bengal hospitalsAny empanelled hospital in India
OPD CoverageNot coveredNot covered
Pre-existing diseasesCoveredCovered
Card TypePhysical Swasthya Sathi CardAyushman Card — digital + physical
Status 2026In transitionNow available in WB

The Biggest Difference — Portability

🏥

Swasthya Sathi

Works only at empanelled hospitals within West Bengal. If you travel to Delhi, Mumbai, or any other state for treatment — your Swasthya Sathi card does not work. শুধু পশ্চিমবঙ্গের মধ্যে।

🌍

Ayushman Bharat

Works at 36,000+ empanelled hospitals across all of India. Travel to any state — Delhi AIIMS, Mumbai hospitals, Chennai — and get cashless treatment. সারা ভারতে ব্যবহার করা যাবে।

Is Swasthya Sathi Still Valid in 2026?

⚠️ Current Status — Transition Period

As of May 2026, Swasthya Sathi cards are still being used at empanelled hospitals in West Bengal. The BJP government has approved Ayushman Bharat but has not officially announced the discontinuation of Swasthya Sathi.

The two schemes are expected to coexist during a transition period before a formal merger or replacement is announced. The government has not yet confirmed whether Swasthya Sathi will be discontinued or run alongside Ayushman Bharat.

Our recommendation — apply for Ayushman Bharat now. It gives you pan-India coverage that Swasthya Sathi cannot. Keep your Swasthya Sathi card until officially told otherwise.

Who Is Eligible for Ayushman Bharat in West Bengal?

Senior citizens checking Ayushman Bharat eligibility in West Bengal

ℹ️ Two Routes to Eligibility

Route 1 — SECC 2011 Data

Families identified as economically vulnerable in the 2011 Socio-Economic Caste Census. SC/ST households, landless labourers, female-headed households. Check at pmjay.gov.in.

Route 2 — Age 70+

All citizens aged 70 and above are automatically eligible — regardless of income or SECC status. Ayushman Vay Vandana Card for senior citizens. বয়স ৭০+ হলে সরাসরি যোগ্য।

How to Get an Ayushman Card in West Bengal

1
Check eligibility — Visit pmjay.gov.in → click “Am I Eligible?” → enter mobile number → OTP → select West Bengal → search by Aadhaar or name. 💻
2
Visit nearest CSC or empanelled hospital — Bring Aadhaar card and ration card. Ayushman Mitra at hospitals will assist. 🏥
3
Complete Aadhaar biometric e-KYC — fingerprint or iris verification confirms identity. 👆
4
Download Ayushman Card — from beneficiary.nha.gov.in or Ayushman Bharat app. Show at any hospital for cashless treatment anywhere in India. 🎉

What About the Swasthya Sathi Card Balance?

Patient receiving cashless treatment using Ayushman Bharat card

স্বাস্থ্য সাথী কার্ডের ব্যালেন্স চেক করুন — Many families want to know if their existing Swasthya Sathi balance is still usable. You can check your Swasthya Sathi card balance and transaction history at the official portal or by calling the helpline. Since the scheme is in transition, existing balances and coverage should remain valid until officially discontinued. Use the card at WB empanelled hospitals as normal — until the government announces otherwise.

❓ Frequently Asked Questions

Should I keep my Swasthya Sathi card right now?

Yes. Until the government officially announces any merger or discontinuation, beneficiaries should keep and continue using their Swasthya Sathi card at empanelled hospitals in West Bengal.

Can I have both Swasthya Sathi and Ayushman Bharat together?

At present, both schemes are expected to operate during a transition period. Official guidelines regarding full integration or replacement are still awaited.

Is applying for Ayushman Bharat free?

Yes. Ayushman Bharat registration and card generation are completely free through the official portal, CSC centres, or empanelled hospitals.

স্বাস্থ্য সাথী কার্ড বন্ধ হয়ে গেছে কি?

না। মে ২০২৬ পর্যন্ত স্বাস্থ্য সাথী কার্ড এখনও চালু রয়েছে। সরকার এখনও এটি বন্ধ করার কোনো অফিসিয়াল ঘোষণা করেনি।

What documents are usually needed for Ayushman Bharat registration?

Applicants generally need Aadhaar card, mobile number, and ration card or family identification documents for verification and e-KYC.

Can treatment continue at existing West Bengal hospitals?

Yes. Swasthya Sathi empanelled hospitals in West Bengal are still accepting valid beneficiaries during the current transition phase.

🏥 Apply for Ayushman Card Now — It’s Free

Check eligibility at pmjay.gov.in | Helpline: 📞 14555 (Toll Free)

Keep your Swasthya Sathi card until official discontinuation is announced.

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